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Lindsay Metcalf
on May 22 2013 - 06:00 AM
When that tornado siren sounds, I'm in the basement
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mara williams
on May 21 2013 - 06:00 AM
Summer break has this mom on a house upkeep war path.
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- kim nakahodo - Profile | Pictures | Blog
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I know, I know.
I should adjust our withholdings so that we don’t have a large return after doing our taxes each year. We’re letting the government earn interest off our earnings for those months they have it. We could use the extra money ourselves throughout the year. Blah, Blah, Blah.
The truth is I LOVE seeing that check in February/March from Uncle Sam. It’s like finding a present you already bought, but forgot where you hid for Christmas.
This is where my DH and I have differing opinions.
He has already drawn up plans where to spend it and I just want to look at it in our bank account. Actually, if it were feasible, I would withdraw all of it and lay on the cash like a dragon. A happy, happy dragon.
I do agree with some of his ideas, namely buying some living room furniture. I should have taken a picture of our pathetic living room with our one couch and one infant rocking chair in it for you to see. We have been in our new home for over a year and this room still looks like we just moved in.
You know when you move into a bigger space and you still have your old smaller-scale furniture? I’m terrible about this. When I moved from my apartment into my first house, I had folding chairs as living room furniture for years. My bedroom had moving boxes with sheets on them as end tables. I am very indecisive about furniture and I have this weird quirk of hating to spend money/afraid I will buy something I will hate more than I hate spending money.
Then there is the issue of replacing the carpet in the bathrooms in our house. NASTY. I have written before how much I hate this. Why (I know why, it’s cost effective for builders) do they do this??!?!?! Sooooo gross!! I want to re do at LEAST the main floor bathroom this year and tear out that gross carpet. (It’s not gross to look at since it’s clean-ish in appearance, but I know it’s gross under the surface. Ugghghhghghg….)
As much as I want to do these investments, I am still a bit scared to spend the money. I am terrified of the looming economy and afraid that one of us will be “right-sized” and I will have spent some of our precious, newly-infused dragon treasure.
Anyone else in this predicament? Am I the only dragon out there?
We are using ours to paint our house this summer and put tile on the entire bottom level. We figure it's an investment opportunity for when we go to sell our home.We use ours as savings and pull from it each month to get us through the year. I wish we could do something fun with it or at least get something new!We're not 100% sure we're getting one this year but if we do, it'll be very similar to ksu, put in savings to use for throughout the year :(That is what 75% of our return will go to... but there is a little bit of "unassigned $$" that we can use on a project. I should have clarified that better... it's why I like to lay on it like a dragon. This $$ usually goes to our "Oh great, the car broke down again" fund.If we have a refund, I would love a new washer and dryer, but I doubt it would be that much. I do need new tires for the car, too. I always think if you can put money into your house, though, that it's a good investment.You sound like my DH, who LOVES to see a big fat refund check. We've had this discussion for years about how you're supposed to have a little refund because you got to keep most of YOUR money, instead of letting the gov. have it interest free. He says he understands the logic, but he can't help it, he goes ga-ga over a big check in the mail. We sock ours into savings when we can.
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